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HST Assistance — By Month (2025-06 to 2026-06)

Section titled “HST Assistance — By Month (2025-06 to 2026-06)”

Tools Used

  • MarkItDown: markitdown 0.1.5 (~/.local/bin/markitdown)
  • ~/utils/acct-qbo @ 6533ce8 (reconcile_statement.py, reconcile_bank.py, hst_assistance.py)
  • Run: 2026-08-08 22:58 — report-only, no QBO write path exists in this tool

As of 2025-06-01, ALL Bills (accrual accounting) are treated as Expenses (cash accounting) — QBO’s cheapest tier (EasyStart) does not process Bills. Deferred-payment bills (e.g. Rogers) are entered as Expenses, charged and paid on the credit card transaction date (not the posting date, and never the bill’s “Required Payment Date”).

--from/--to select statements by their FILENAME date, not the transaction date inside them (a statement dated late in month N covers charges from late month N-1) — matches how Talbot works through QBO one statement at a time.

Part 1 — Credit Card

Section titled “Part 1 — Credit Card”

BMO_2025-06-25.pdf

Section titled “BMO_2025-06-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-05-30ROGERS ******0864 888-764-3771 ONTBD—TBD—90.39Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-06-03GOOGLE*YOUTUBEPREMIUM G.CO/HELPPAY#NS5106 Subscriptions12.99HST ON1.6914.68
2025-06-11PRESSREADER EPAPER RICHMOND BC5106 Subscriptions26.99HST ON3.5130.50

BMO_2025-07-25.pdf

Section titled “BMO_2025-07-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-07-03ROGERS ******0864 888-764-3771 ONTBD—TBD—90.39Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-07-03GOOGLE*YOUTUBEPREMIUM G.CO/HELPPAY#NS5106 Subscriptions12.99HST ON1.6914.68
2025-07-04IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2025-07-11PRESSREADER EPAPER RICHMOND BC5106 Subscriptions26.99HST ON3.5130.50

BMO_2025-08-25.pdf

Section titled “BMO_2025-08-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-07-30GOOGLE*GALARM IAP G.CO/HELPPAY#NSTBD—TBD—13.55matched ‘GALARM’ but no confirmed tax code — needs Talbot’s call
2025-08-03GOOGLE*YOUTUBEPREMIUM G.CO/HELPPAY#NS5106 Subscriptions12.99HST ON1.6914.68
2025-08-14PRESSREADER EPAPER RICHMOND BC5106 Subscriptions299.00HST ON38.87337.87
2025-08-15ROGERS ******0864 888-764-3771 ONTBD—TBD—90.39Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-08-21USD 1@1.42 WARP PRO SUBSCRIPTION NEW YORK NYTBD—TBD—1.42matched ‘Warp Pro Subscription’ but no confirmed tax code — needs Talbot’s call
2025-08-25ANNUAL CARD FEE5701 Bank Service Charges120.00Exempt0.00120.00

BMO_2025-09-25.pdf

Section titled “BMO_2025-09-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-08-30ROGERS ******0864 888-764-3771 ONTBD—TBD—182.69Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-08-30Amazon.ca*5P7W051U3 866-216-1072 ONTBD—TBD—27.46matched ‘Amazon.ca’ but no confirmed tax code — needs Talbot’s call
2025-09-03GOOGLE *YouTubePremium 650-253-0000 NS5106 Subscriptions12.99HST ON1.6914.68
2025-09-21USD 18@1.417222222 WARP PRO SUBSCRIPTION NEW YORK NYTBD—TBD—25.51matched ‘Warp Pro Subscription’ but no confirmed tax code — needs Talbot’s call
2025-09-23CENTAUR ACCOUNTING INC LONDON ON5654 Accounting Fees1075.00HST ON139.751214.75
2025-09-24USD 49.2@1.424593495 CLOUDFLARE* CLOUDFLARE SAN FRANCISCOCATBD—TBD—70.09matched ‘Cloudflare’ but no confirmed tax code — needs Talbot’s call
2025-09-24USD 16.05@1.424299065 CLOUDFLARE* CLOUDFLARE SAN FRANCISCOCATBD—TBD—22.86matched ‘Cloudflare’ but no confirmed tax code — needs Talbot’s call

BMO_2025-10-25.pdf

Section titled “BMO_2025-10-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-09-25AMZN Mktp CA*NJ5AO8HS0 866-216-1072 ONTBD—TBD—203.39matched ‘Amazon.ca’ but no confirmed tax code — needs Talbot’s call
2025-09-30ROGERS ******0864 888-764-3771 ONTBD—TBD—185.31Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-10-03GOOGLE *YouTubePremium 650-253-0000 NS5106 Subscriptions12.99HST ON1.6914.68
2025-10-21USD 18@1.440555555 WARP PRO SUBSCRIPTION NEW YORK NYTBD—TBD—25.93matched ‘Warp Pro Subscription’ but no confirmed tax code — needs Talbot’s call
2025-10-23USD 20@1.436 CURSOR, AI POWERED IDE NEW YORK NY5407 Computer AI Tools28.72Out of Scope0.0028.72

BMO_2025-11-25.pdf

Section titled “BMO_2025-11-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-10-25IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2025-10-29ROGERS ******0864 TORONTO ONTBD—TBD—96.05Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-10-29IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2025-10-30ROGERS ******0864 TORONTO ONTBD—TBD—89.26Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2025-10-31INKJETSUPERSTORE LACHINE QCTBD—TBD—78.99matched ‘INKJETSUPERSTORE’ but no confirmed tax code — needs Talbot’s call
2025-11-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2025-11-13Amazon.ca*B80H15MJ1 TORONTO ONTBD—TBD—163.77matched ‘Amazon.ca’ but no confirmed tax code — needs Talbot’s call
2025-11-19Amazon.ca*B008Q5JU2 TORONTO ONTBD—TBD—186.43matched ‘Amazon.ca’ but no confirmed tax code — needs Talbot’s call
2025-11-20Amazon.ca TORONTO ONTBD—TBD—-163.77credit line — HST not back-calculated on credits, needs source figure
2025-11-21USD 4.6@1.44347826 WARP.DEV NEW YORK NYTBD—TBD—6.64matched ‘Warp Pro Subscription’ but no confirmed tax code — needs Talbot’s call
2025-11-23USD 20@1.4485 CURSOR, AI POWERED IDE NEW YORK NY5407 Computer AI Tools28.97Out of Scope0.0028.97

BMO_2025-12-25.pdf

Section titled “BMO_2025-12-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-12-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2025-12-23USD 20@1.4095 CURSOR, AI POWERED IDENEW YORK NY5407 Computer AI Tools28.19Out of Scope0.0028.19

BMO_2026-01-25.pdf

Section titled “BMO_2026-01-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2025-12-29CLAUDE.AI SUBSCRIPTION SANFRANCISCOCA5407 Computer AI Tools28.00HST ON3.6431.64
2025-12-30ROGERS ******0864 TORONTO ONTBD—TBD—52.72Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2026-01-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2026-01-14USD 14.2@1.424647887 CLOUDFLARE*CLOUDFLARE SAN FRANCISCOCATBD—TBD—20.23matched ‘Cloudflare’ but no confirmed tax code — needs Talbot’s call

BMO_2026-02-25.pdf

Section titled “BMO_2026-02-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2026-01-23USD 20@1.4155 CURSOR, AI POWERED IDENEW YORK NY5407 Computer AI Tools28.31Out of Scope0.0028.31
2026-01-29CLAUDE.AI SUBSCRIPTION SANFRANCISCOCA5407 Computer AI Tools28.00HST ON3.6431.64
2026-01-30ROGERS ******0864 TORONTO ONTBD—TBD—96.05Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2026-02-01USD 180@1.390666666 YOU.COMSAN FRANCISCOCATBD—TBD—250.32matched ‘You.com’ but no confirmed tax code — needs Talbot’s call
2026-02-02IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services95.40HST ON12.40107.80
2026-02-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2026-02-23USD 20@1.4045 CURSOR, AI POWERED IDENEW YORK NY5407 Computer AI Tools28.09Out of Scope0.0028.09

BMO_2026-03-25.pdf

Section titled “BMO_2026-03-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2026-02-28CLAUDE.AI SUBSCRIPTION SANFRANCISCOCA5407 Computer AI Tools28.00HST ON3.6431.64
2026-03-02ROGERS ******0864 TORONTO ONTBD—TBD—96.05Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2026-03-02IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-03-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2026-03-23USD 20@1.41 CURSOR, AI POWERED IDENEW YORK NY5407 Computer AI Tools28.20Out of Scope0.0028.20

BMO_2026-04-25.pdf

Section titled “BMO_2026-04-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2026-03-27IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-03-27IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-03-27IDIGITAL INTERNET INC VANCOUVER BCTBD—TBD—-25.93credit line — HST not back-calculated on credits, needs source figure
2026-03-29CLAUDE.AI SUBSCRIPTION SAN5407 Computer AI Tools28.00HST ON3.6431.64
2026-03-29IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-03-30ROGERS ******0864 TORONTO ONTBD—TBD—96.05Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2026-04-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2026-04-04IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-04-04IDIGITAL INTERNET INC VANCOUVER BC5406 Computer Web Services22.95HST ON2.9825.93
2026-04-23USD 20@1.403 CURSOR, AI POWERED IDE5407 Computer AI Tools28.06Out of Scope0.0028.06

BMO_2026-05-25.pdf

Section titled “BMO_2026-05-25.pdf”
DateDescriptionAccountPretaxTax codeHSTAmountNote
2026-04-29CLAUDE.AI SUBSCRIPTION SANFRANCISCOCA5407 Computer AI Tools28.00HST ON3.6431.64
2026-04-30ROGERS ******0864 TORONTO ONTBD—TBD—96.05Bill-type vendor — needs bill-PDF cross-reference (see rogers.yaml), not auto-split here
2026-05-03GOOGLE *YouTubePremium HALIFAX NS5106 Subscriptions12.99HST ON1.6914.68
2026-05-22USD 50@1.4148 MEDIUM ANNUAL SANFRANCISCOCA5106 Subscriptions62.60HST ON8.1470.74
2026-05-23USD 20@1.417 CURSOR, AI POWERED IDESAN FRANCISCOCA5407 Computer AI Tools28.34Out of Scope0.0028.34

Part 2 — Chequing

Section titled “Part 2 — Chequing”

BMO_2025-06-30.pdf

Section titled “BMO_2025-06-30.pdf”
DateDescriptionAccountAmountNote
2025-06-17Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-207.07n/a — not an expense
2025-06-25MobileChequeDepositTBD (income)107.35needs Talbot’s classification
2025-06-30DirectDeposit,AMAZON.CAMSP/DIVTBD (income)0.16needs Talbot’s classification
2025-06-30PlanFee5701 Bank Service Charges, Exempt-6.00
2025-06-30DepositContentsfee,CHQ1@$0.205701 Bank Service Charges, Exempt-0.20

BMO_2025-07-31.pdf

Section titled “BMO_2025-07-31.pdf”
DateDescriptionAccountAmountNote
2025-07-17Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-135.57n/a — not an expense
2025-07-29DirectDeposit,AMAZON.COMSERVMSP/DIVTBD (income)1.31needs Talbot’s classification
2025-07-31PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2025-08-29.pdf

Section titled “BMO_2025-08-29.pdf”
DateDescriptionAccountAmountNote
2025-08-18Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-161.50n/a — not an expense
2025-08-26DirectDeposit,CANADAGST/TPSNot revenue — GST/HST refund148.03
2025-08-26DirectDeposit,CANADAGST/TPSNot revenue — GST/HST refund238.61
2025-08-26DirectDeposit,CANADAGST/TPSNot revenue — GST/HST refund386.29
2025-08-26DirectDeposit,CANADAGST/TPSNot revenue — GST/HST refund345.88
2025-08-29PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2025-09-29.pdf

Section titled “BMO_2025-09-29.pdf”
DateDescriptionAccountAmountNote
2025-09-16Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-577.91n/a — not an expense
2025-09-29PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2025-10-31.pdf

Section titled “BMO_2025-10-31.pdf”
DateDescriptionAccountAmountNote
2025-10-03Transfer,3677-7014-7213845TBD (income)10000.00needs Talbot’s classification
2025-10-10Pre-AuthorizedPayment,CANADATXD/DIMTBD (income)-5928.31needs Talbot’s classification
2025-10-29DirectDeposit,AMAZON.COMSERVMSP/DIVTBD (income)-1557.16needs Talbot’s classification
2025-10-31PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2025-11-28.pdf

Section titled “BMO_2025-11-28.pdf”
DateDescriptionAccountAmountNote
2025-11-18Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-458.03n/a — not an expense
2025-11-28PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2025-12-31.pdf

Section titled “BMO_2025-12-31.pdf”
DateDescriptionAccountAmountNote
2025-12-17Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-552.88n/a — not an expense
2025-12-31PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2026-01-30.pdf

Section titled “BMO_2026-01-30.pdf”
DateDescriptionAccountAmountNote
2026-01-16Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-42.87n/a — not an expense
2026-01-29DirectDeposit,AMAZON.COMSERVMSP/DIVTBD (income)0.33needs Talbot’s classification
2026-01-30PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2026-02-27.pdf

Section titled “BMO_2026-02-27.pdf”
DateDescriptionAccountAmountNote
2026-02-18Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-119.27n/a — not an expense
2026-02-27PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2026-04-30.pdf

Section titled “BMO_2026-04-30.pdf”
DateDescriptionAccountAmountNote
2026-04-16Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-196.50n/a — not an expense
2026-04-29DirectDeposit,AMAZON.COMSERVMSP/DIVTBD (income)0.01needs Talbot’s classification
2026-04-30PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2026-05-29.pdf

Section titled “BMO_2026-05-29.pdf”
DateDescriptionAccountAmountNote
2026-05-20Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-274.15n/a — not an expense
2026-05-29PlanFee5701 Bank Service Charges, Exempt-6.00

BMO_2026-06-30.pdf

Section titled “BMO_2026-06-30.pdf”
DateDescriptionAccountAmountNote
2026-06-16Pre-AuthorizedPaymentNoFee,BMOPAYMENTTransfer to 2106 Business M/C-241.45n/a — not an expense
2026-06-29DirectDeposit,AMAZON.COMSERVMSP/DIVTBD (income)0.48needs Talbot’s classification
2026-06-30PlanFee5701 Bank Service Charges, Exempt-6.00

Part 3 — Issues to Address

Section titled “Part 3 — Issues to Address”
  • 2025-05-30 ROGERS ******0864 888-764-3771 ON ($90.39) — Rogers charge, needs bill cross-reference
  • 2025-06-25 MobileChequeDeposit ($107.35) — unclassified bank-side line, income source unconfirmed
  • 2025-06-30 DirectDeposit,AMAZON.CAMSP/DIV ($0.16) — unclassified bank-side line, income source unconfirmed
  • 2025-07-03 ROGERS ******0864 888-764-3771 ON ($90.39) — Rogers charge, needs bill cross-reference
  • 2025-07-29 DirectDeposit,AMAZON.COMSERVMSP/DIV ($1.31) — unclassified bank-side line, income source unconfirmed
  • 2025-07-30 GOOGLE*GALARM IAP G.CO/HELPPAY#NS ($13.55) — GALARM tax code unconfirmed
  • 2025-08-15 ROGERS ******0864 888-764-3771 ON ($90.39) — Rogers charge, needs bill cross-reference
  • 2025-08-21 USD 1@1.42 WARP PRO SUBSCRIPTION NEW YORK NY ($1.42) — Warp Pro Subscription tax code unconfirmed
  • 2025-08-30 ROGERS ******0864 888-764-3771 ON ($182.69) — Rogers charge, needs bill cross-reference
  • 2025-08-30 Amazon.ca*5P7W051U3 866-216-1072 ON ($27.46) — Amazon.ca tax code unconfirmed
  • 2025-09-21 USD 18@1.417222222 WARP PRO SUBSCRIPTION NEW YORK NY ($25.51) — Warp Pro Subscription tax code unconfirmed
  • 2025-09-24 USD 49.2@1.424593495 CLOUDFLARE* CLOUDFLARE SAN FRANCISCOCA ($70.09) — Cloudflare tax code unconfirmed
  • 2025-09-24 USD 16.05@1.424299065 CLOUDFLARE* CLOUDFLARE SAN FRANCISCOCA ($22.86) — Cloudflare tax code unconfirmed
  • 2025-09-25 AMZN Mktp CA*NJ5AO8HS0 866-216-1072 ON ($203.39) — Amazon.ca tax code unconfirmed
  • 2025-09-30 ROGERS ******0864 888-764-3771 ON ($185.31) — Rogers charge, needs bill cross-reference
  • 2025-10-21 USD 18@1.440555555 WARP PRO SUBSCRIPTION NEW YORK NY ($25.93) — Warp Pro Subscription tax code unconfirmed
  • 2025-10-03 Transfer,3677-7014-7213845 ($10000.00) — unclassified bank-side line, income source unconfirmed
  • 2025-10-10 Pre-AuthorizedPayment,CANADATXD/DIM ($5928.31) — unclassified bank-side line, income source unconfirmed
  • 2025-10-29 DirectDeposit,AMAZON.COMSERVMSP/DIV ($1557.16) — unclassified bank-side line, income source unconfirmed
  • 2025-10-29 ROGERS ******0864 TORONTO ON ($96.05) — Rogers charge, needs bill cross-reference
  • 2025-10-30 ROGERS ******0864 TORONTO ON ($89.26) — Rogers charge, needs bill cross-reference
  • 2025-10-31 INKJETSUPERSTORE LACHINE QC ($78.99) — INKJETSUPERSTORE tax code unconfirmed
  • 2025-11-13 Amazon.ca*B80H15MJ1 TORONTO ON ($163.77) — Amazon.ca tax code unconfirmed
  • 2025-11-19 Amazon.ca*B008Q5JU2 TORONTO ON ($186.43) — Amazon.ca tax code unconfirmed
  • 2025-11-20 Amazon.ca TORONTO ON ($163.77) — credit line, HST TBD, needs review
  • 2025-11-21 USD 4.6@1.44347826 WARP.DEV NEW YORK NY ($6.64) — Warp Pro Subscription tax code unconfirmed
  • 2025-12-30 ROGERS ******0864 TORONTO ON ($52.72) — Rogers charge, needs bill cross-reference
  • 2026-01-14 USD 14.2@1.424647887 CLOUDFLARE*CLOUDFLARE SAN FRANCISCOCA ($20.23) — Cloudflare tax code unconfirmed
  • 2026-01-29 DirectDeposit,AMAZON.COMSERVMSP/DIV ($0.33) — unclassified bank-side line, income source unconfirmed
  • 2026-01-30 ROGERS ******0864 TORONTO ON ($96.05) — Rogers charge, needs bill cross-reference
  • 2026-02-01 USD 180@1.390666666 YOU.COMSAN FRANCISCOCA ($250.32) — You.com tax code unconfirmed
  • 2026-03-02 ROGERS ******0864 TORONTO ON ($96.05) — Rogers charge, needs bill cross-reference
  • BMO_2026-03-31.pdf — zero rows matched (no-pipe or unrecognized layout); not machine-verified, read by hand
  • 2026-03-27 IDIGITAL INTERNET INC VANCOUVER BC ($25.93) — credit line, HST TBD, needs review
  • 2026-03-30 ROGERS ******0864 TORONTO ON ($96.05) — Rogers charge, needs bill cross-reference
  • 2026-04-29 DirectDeposit,AMAZON.COMSERVMSP/DIV ($0.01) — unclassified bank-side line, income source unconfirmed
  • 2026-04-30 ROGERS ******0864 TORONTO ON ($96.05) — Rogers charge, needs bill cross-reference
  • BMO_2026-06-25.pdf — parse failed, statement excluded from artifact: Parsed transactions sum to $-113.76 but statement’s own Subtotal line(s) sum to $171.49 — parsing is dropping or double-counting rows. Not proceeding.
  • 2026-06-29 DirectDeposit,AMAZON.COMSERVMSP/DIV ($0.48) — unclassified bank-side line, income source unconfirmed