Glossary
Section titled “Glossary”$MART DEBT
Section titled “$MART DEBT”Cross-business philosophy that average investors and advisors can responsibly accelerate wealth through objective education and client-first implementation of $MART DEBT Strategies. Borrowing to invest is controversial — $MART DEBT is the rigorous, client-first third path between product-seller marketing and generic risk warnings.
Artificial Intelligence
Cancer50Pledge
Section titled “Cancer50Pledge”At least 50% of all Talbot Stevens’ business profits are pledged to cancer research. See myBetterRates origin story, after Talbot survived stage 4 cancer.
F.A.S.T.
Section titled “F.A.S.T.”Fast (respects time), Adaptable (progress beyond basics only where you value more), Simple (easy to understand and implement), Tailored (personalized to your specifics).
F.A.S.T.T.
Section titled “F.A.S.T.T.”The SDC design standard — F.A.S.T. plus a second T, because trust is the critical dimension for a business built on a controversial, risk-magnifying strategy like leveraging.
- Focused — prioritizing the highest-impact strategy to consider next. (SDC redefines the F: not “Fast,” but choosing the one thing that matters now.)
- Adaptable — progress beyond the basics only where you value more.
- Simple — easy to understand and implement.
- Tailored — personalized to your specifics.
- Trustworthy — transparent assumptions, evidence, uncertainty, methodology, conflicts and provenance. The system must be comfortable saying “I don’t know,” “not yet,” or “this isn’t appropriate for you.”
The product test: if a feature doesn’t make the experience more F.A.S.T.T., why are we building it? See Strategic-Plan.
HyperText Markup Language: The standard markup language for documents displayed in a web browser.
Outline Processor Markup Language: An XML format for hierarchical outline notes. Dynalist can export this.
SSOT (Single Source of Truth)
Section titled “SSOT (Single Source of Truth)”A system that provides a single source of ‘master’ information considered the definitive and most reliable version. Critical to ensure everyone uses the same information for decision-making, eliminating inconsistencies from disparate data sources.
State of the Art, or best available
WealthCare50
Section titled “WealthCare50”Primary marketing distribution channel for myBetterRates. A “50” companion to Cancer50Pledge — financial wellbeing equivalent of cancer research charity, aimed at the under-served majority of investors. Lives in MBR\Mktg\WealthCare50\.